Discover the Power of Compounding

Use these calculators to get a grip on your financial situation.

If you could have one of the following as your pay for 30 days of work, which would you choose?

(A) $10,000 or

(B) One penny the first day, $.02 the second day, $.04 the third day, $.08 the fourth day, and so on, with each day doubling on out to 30 days.

The $10,000 sounds very attractive but, the fact is, the penny doubled each day for 30 days adds up to over $5 million! Of course, that is 100% interest compounded daily, a rate not available to most of us working folks. Nevertheless, this example shows you the power of compounding on your investment earnings.

Easy-to-Use Calculators

You can get rough answers to your financial questions by using the following calculators and making a few estimates on your part. If we can be of assistance or answer questions for you, however, please feel free to contact us by email or phone (706) 632-7850.

Loan Calculator

Calculate repayment amounts for mortgages, car loans and other simple loans.

Loan Comparison Calculator

What payment is needed for different loan amounts or different interest rates? Enter the values to generate a table of different monthly payments.

Loan Prepayment Calculator

Calculate prepaying a loan, paying off credit card balances, etc. by entering a loan amount, interest rate and the normal length of the loan.

College Funding Calculator

Do you know how much you need to set aside to fund a college education for your child? This calculator will help you estimate what you need to start investing now.

Home Purchase Calculator

How much house can you afford? Use this calculator to input annual income, monthly debt amounts, length of loan and more.

Mortgage Calculator

What will your mortgage payment be? Use this calculator to figure monthly principal + interest, taxes, insurance and total payment amount.

Mortgage Interest Calculator

What is the actual interest rate on a mortgage? Enter the interest rate of your loan, the points and other closing costs, and the loan amount to figure it out.

Mortgage or Investments Calculator

Should you prepay your mortgage or invest the extra money? Use this calculator to compare to options should you have some extra cash.

Retirement Calculator

How much will you need to save each month to retire at a certain annual income?

IRA Calculator

What will your Individual Retirement Account (IRA) be worth when you get ready to start drawing on it?

Roth IRA Calculator

How does a Roth IRA compare to a traditional IRA, and should you roll your traditional IRA funds into a Roth IRA?

Estate Planning Calculator

What is your estate worth? Enter your assets & liabilities to see for yourself.

Savings Calculator

What will your savings grow to? Figure out with this simple savings calculator.

Savings Goal Calculator

How long will it take for you to reach your savings goal? Enter your starting balance, ending balance, monthly contribution and interest rate.

Savings Yield Calculator

What annual percentage yield will you need to reach your savings goal?